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3 Best Rehabs That Accept Private Insurance in Owatonna, MN (2026)

We list 3 rehabs that accept private insurance in Owatonna, MN, based on SAMHSA's FindTreatment.gov data. Compare services, insurance accepted and accreditation, or call for free help choosing.

  • 3Treatment facilities
  • 1Offer detox
  • 1Inpatient / residential
  • 2Accept Medicaid

Private Insurance: the basics

Yes, most private health insurance plans cover addiction treatment. The Affordable Care Act lists substance use disorder services as an essential health benefit for individual and small-group plans, and federal parity law limits stricter rules for addiction care. What you pay depends on your plan, network, deductible and whether treatment is medically necessary. Read the full guide →

2026 rankings

Top 3 rehabs that accept private insurance in Owatonna, MN

Ranked by the StartDrugRehab Score: accreditation, levels of care, patient ratings and payment options. Featured or claimed status never affects rank. How we rank

  1. Beauterre Recovery Institute

    Owatonna, MN

    8.0ExcellentStartDrugRehab Score 8.0 out of 10
    3.9Google79 reviews

    Best for: Private-pay residential careCARF

    Why it made our list: CARF accredited; offers detox, residential care, IOP, and outpatient care; accepts private insurance and self-pay.

    View details
  2. Mayo Clinic Health System Fountain Center – Owatonna

    Owatonna, MN

    7.6Very goodStartDrugRehab Score 7.6 out of 10
    3.0Google2 reviews

    Best for: Intensive outpatient careJoint Commission

    Why it made our list: Joint Commission accredited; offers IOP, outpatient care, MAT, and dual diagnosis care; accepts private insurance, Medicaid, and TRICARE.

    View details
  3. Spero

    Owatonna, MN

    5.9FairStartDrugRehab Score 5.9 out of 10
    3.1Google48 reviews

    Best for: Intensive outpatient care

    Why it made our list: Offers IOP, outpatient care, MAT, and dual diagnosis care; accepts private insurance, Medicaid, and self-pay.

    View details

See the best rehab centers in Owatonna, MN →

All rehabs that accept private insurance in Owatonna, MN

Beauterre Recovery Institute

Owatonna, MN 55060

8.0ExcellentStartDrugRehab Score 8.0 out of 10
3.9Google79 reviews

CARF accredited

Setting
In/Outpatient
Operator
Private
MAT
Offered

Levels of care

  • Detox
  • Inpatient / Residential
  • Intensive Outpatient
  • +3 more

Payment accepted

Private insurance · Self-pay

“Get help” calls our free helpline, not this facility.

7.6Very goodStartDrugRehab Score 7.6 out of 10
3.0Google2 reviews

Joint Commission accredited

Setting
Outpatient
Operator
Nonprofit
MAT
Offered

Levels of care

  • Intensive Outpatient
  • Outpatient
  • Medication-Assisted Treatment
  • +2 more

Payment accepted

Medicaid · Private insurance · TRICARE +1 more

“Get help” calls our free helpline, not this facility.

Spero

Owatonna, MN 55060

5.9FairStartDrugRehab Score 5.9 out of 10
3.1Google48 reviews
Setting
Outpatient
Operator
Nonprofit
MAT
Offered

Levels of care

  • Intensive Outpatient
  • Outpatient
  • Medication-Assisted Treatment
  • +2 more

Payment accepted

Medicaid · Private insurance · Self-pay +1 more

“Get help” calls our free helpline, not this facility.

More options in Owatonna, MN

Rehabs That Accept Private Insurance in other Minnesota cities

Frequently asked questions

How many rehabs that accept private insurance are in Owatonna, MN?

We list 3 rehabs that accept private insurance in Owatonna, MN, based on SAMHSA's FindTreatment.gov data (updated October 2026).

How do I choose the right program?

Look for state licensing and accreditation (The Joint Commission or CARF), the right level of care for your needs, evidence-based therapies, and insurance compatibility. Read our guide to choosing a rehab or call (833) 589-6933 to talk it through.

Will my insurance cover treatment?

Most private plans and Medicaid cover substance use treatment when it's medically necessary, but benefits vary by plan and network. Call (833) 589-6933 for a free, confidential benefits check.

Source: SAMHSA FindTreatment.gov, data updated October 2026. Listings are not endorsements.